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Month: January 2017

The Importance of Gross Profit Margin

To find the fair value of a common stock, we need to determine the net profit generated by a firm. Dissecting income statement will give us the steps required to find net profit. One of the critical component of income statement is gross profit. What is gross profit? Gross profit is the profit obtained after subtracting all variable costs with revenue. For a retail firm, it is the difference between the selling price of an item and the price the firm bought the item. In other words, the difference between what it sells and what it bought. Gross profit itself does not give us a lot of information about the strength of a firm. Gross profit is frequently expressed in term of percentage. This is called gross profit margin (GPM). Gross profit margin varies among industries. Retailers normally have a slimmer gross profit margin than a software company. So, how can investors use gross profit margin to analyze a company? Investors can use this tool to explain the competitive strength of a company. By analyzing gross profit margin trend, the health of a specific company can be determined. There are only three trends in gross profit margin. Gross profit margin can go up, down or stay the same. I will explain the implication two of those trends. Increasing Gross Profit Margin. It is never a bad thing when a...

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Why Phoenix Real Estate is a Good Choice

For those who are relocating to Phoenix, Arizona or current residents who may be looking for a new home, the best choice is to use a reputable Phoenix real estate agency to help you find one of the Phoenix homes for sale. Attempting to locate Phoenix homes for sale without using a Phoenix real estate agency can be a frustrating and lengthy process because of all the Phoenix homes that are available on the market at any given time. One of the best reasons to contract with a Phoenix real estate agency is to make it easy for buyers to find Phoenix AZ real estate and for sellers to connect with buyers who are looking for real estate in Phoenix, Arizona. Although it is possible to find some properties that are available directly from the sellers, most Phoenix real estate is listed with an agency in order to make the process flow smoother and to allow buyers to have access to a larger network of Phoenix homes for sale. Working with a Phoenix, Arizona real estate agent can help a seller with presenting his home to the largest community of buyers. Although newspaper advertising may work for some things a person sells, it is much more practical to sell your home through a realtor. For the seller utilizing the services of a Phoenix, Arizona real estate agency means he...

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Market Report – New Inventory December 2016 ARMLS

 Permission is granted only to ARMLS® Subscribers for reproduction from 2017 ARMLS® STAT – with attribution to “ARMLS® COPYRIGHT 2017”. New inventory is down 23.8% month-over-month and up year-over-year by 6.2%. Considering selling your Scottsdale home but not sure how to go about it? Feel free to contact us for a free, no-obligation consultation so we can share with you our proven process that has resulted in the SALE of every listing we have taken, both Traditional and Short Sale since June 2011. No hype. No gimmicks. No nonsense.   Just Results!        —————————————————————————————————————————————————————– Click the button below to Subscribe to ourArizona Real Estate blog!   All images purchased and  licensed from Shutterstock , shared...

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2012 End of World – Safest Places to Hide

Where are you going to go when the 2012 end of world doomsday, unfortunately, comes to fruition? Where will you be hiding? How are you going to determine the best places that can provide shelter for you, in the face of volcanoes, earthquakes, tsunamis and other deadly catastrophes? Have you ever thought of that? If you haven’t, then by 2012 you’ll most probably be dead. But don’t worry! This article contains the five safe places you can go to just in case the world turns crazy and spins out of control. The 2012 end of world doomsday is only three years away and panic has ensued in most areas worldwide. Many fear that it will be the end. If the environmental prophecies come true there are some “safe havens” that could remain intact during the havoc. 5th Safest Place on the Planet: The Himalayas The obvious reason for this is that it is the highest location on Earth, so any threat of tsunami or volcanic activity is instantly shut down. However, there is one, itsy bitsy tiny catch: how to get there. Only the best of veteran mountain climbers have ever gotten the chance to step on top of the entire world, and many people died climbing Mount Everest, so our chances of even surviving just traveling to this survival location is very little. This could have been easily...

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Foreclosure Laws in Arizona

Arizona, is both a judicial and non- judicial state.  If the mortgage company uses the judicial system, the mortgager has the right of redemption up to 189 days.  That means he/she can come back and redeem their property if they can come up with the total + cost + fees. Court foreclosures start at the time a lender files in court for foreclosure and records (Lis Pendens) a notice of a pending lawsuit.  It includes both the debt and the default amount.  Notification to the borrower and any other lien holders can take place by; publication or in person.  If no response is taken, the court can ask the amount due to the lender.  The county sheriff may conduct a sale to recover the amount owed. The non-judicial way happens if there is a clause in the trust deed that allows the mortgage company to sell the property to redeem the money owed. To begin the foreclosure process, the trustee records a notice of sale, this sale occurs at least 3 months after the notice is recorded. The mortgage holder or any junior lien holder can stop the foreclosure by paying the costs, fee’s and default amount up until 5:00 pm the day before. Court foreclosure proceedings, are conducted by the sheriff, and called a sheriff sale.  The bid must be paid by 5:00 pm the next day, to...

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